Critical Illness Cover – Financial Support When You Need It Most
Kingsgate Finance – Independent Protection Advice in Berkshire, Hampshire, Kent & Surrounding Areas
1 in 2 people will now experience cancer during their lifetime
(Source: Cancer Research UK, October 2022)
With statistics like this, it’s clear that more of us than ever before will face a critical illness at some point in our lives. The emotional impact of such a diagnosis is significant—but the financial impact can be just as overwhelming.
At Kingsgate Finance, we understand how devastating it can be to hear words like cancer, stroke, or heart attack. These illnesses not only change lives, but often bring financial stress just when you need to focus on your recovery. Discovering you don’t have protection in place at such a time is something no one wants to face.
Why Critical Illness Cover Matters
While survival rates are improving—which is incredibly encouraging—life after a serious diagnosis is rarely the same. Many people need time off work, reduce hours, or are unable to return to their previous jobs at all. As a result, households can face significant drops in income, even as expenses remain the same—or increase.
A Critical Illness policy provides a tax-free lump sum on diagnosis of a covered condition. This money can help cover:
- Day-to-day expenses (like mortgage, rent, council tax, and utilities)
- Childcare and education costs
- Medical treatments not covered by the NHS
- Home adaptations to support recovery
- Time to rest, recover, and spend with family
Even a small level of cover can provide peace of mind, offering a buffer during one of life’s most difficult moments.
Tailored Cover for Your Life
Not all Critical Illness Cover is created equal. Policies differ in terms of:
- The number and types of conditions covered
- Additional support benefits (like children’s cover, second opinions, or rehabilitation support)
- Premium options and flexibility
That’s why it’s so important to seek expert advice before choosing your policy. At Kingsgate Finance, we take the time to understand your unique needs and match you with protection that suits both your situation and your budget.
Even a little bit of cover is better than none at all.
📩 Contact Kingsgate Finance today for more information and a no-obligation chat about Critical Illness Cover and how we can help safeguard your future.