Specialised Mortgage and Insurance Services

Making Mortgages Simple

Don’t get overwhelmed by the process of owning a house. Our advisors can simplify it for you and guide you on the right path. Make your dream a reality with Kings Gate Finance.

Supporting you with Clear, Honest Advice for Your Financial Future

Since 2012, Kings Gate Finance has been a trusted leader in mortgage and protection advice across Berkshire, Hampshire, and Kent. Our market-wide expertise ensures tailored solutions for individuals, families, and businesses, securing dream homes and safeguarding futures. We offer personalised consultations, making financial decisions accessible and stress-free. With a client-first approach, we build lasting relationships through proactive support and clear guidance, transforming complex financial goals into realities with trust and integrity.

Market-wide expertise

Deep market insight for custom solutions.

Personalised consultations

Bespoke advice at your doorstep, In-person, Phone, Online meeting

Client-first approach

Your goals, our trusted focus.

Get The Right Advice To Make Right Decisions

Mortgages

Offering tailored financial advice for clients, covering retirement planning.

Insurance

Helps individuals and institutions manage their investment portfolios

Will Writing

Offering strategies and advice on how to minimize tax liabilities.

Guiding You Every Step to Make the Right Choices

Kings Gate Finance’s experienced mortgage and protection advisors, based in Hampshire and Kent, bring over 13 years of market expertise to deliver tailored solutions across the UK. With unrivaled market insight, nationwide reach, and a client-first commitment, we provide clear, practical advice directly to you on Mortgages, Will writing and Insurance ensuring your financial goals are met with precision.

Mortage Calculator

Select from our flexible pricing options. We have the right plan to help you grow your wealth and achieve financial success.

No Offer, No Fee

We Make Mortgages Simple For You

Expert mortgage advice and support to guide you every step of the way tailored to your financial circumstances. Get free consultation.

Testimonials
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4.9
Based on 38 reviews

Aldershot

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5.0
Based on 27 reviews
FAQs

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Our Blogs

Stay ahead with the latest updates on our blogs.

What Happens to Your Home If You Die Without a Will?

Key Takeaways Most of us assume our home will simply pass to the right person…

Limited Company or Personal Name: Which Is Better for You?

Key Takeaways It is one of the most common questions property investors ask in 2026,…

Joint Mortgages Explained: What Every Couple Should Know Before Buying Together

Key Takeaways Buying a home with your partner is one of life’s genuinely exciting milestones.…

Buy to Let in 2026: Is It Still a Worthwhile Investment for UK Landlords?

Key Takeaways If you have been following the headlines, you could be forgiven for thinking…

Your Fixed Rate Is Ending: What Every UK Homeowner Should Do Next

Key Takeaways There is something slightly unsettling about receiving a letter from your mortgage lender…

Fixed Mortgage vs Tracker Mortgage in 2026: Which One Could Save You Thousands?

Key Takeaways Here Is a Fact That Might Surprise You Around 1.8 million UK homeowners…

What are Tenants in Common? Benefits and Drawbacks

Key Takeaways Buying a property is often the largest financial commitment you will make in…

What do you need to know about the Source of Funds?

Key Takeaways regarding Source of Funds: When you’re buying a property in the UK, you’ll…

Income Booster Mortgage – A secret weapon to unlock your property journey.

If you have spent any time navigating the current UK Property Market, you may have…

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Prajesh Shrestha

I have worked in the Financial Services sector since 2012 and holds whole-of-market expertise in mortgage and protection advice for individuals, families, and businesses. 

As Managing Director of Kings Gate Finance, an FCA-regulated mortgage firm, I am responsible for the overall management, compliance, and governance of the business. This includes ensuring full adherence to FCA regulations, maintaining robust policies and procedures, overseeing adviser competence, and implementing effective systems and controls to safeguard client outcomes.

With a commitment to transparency and clarity, as a firm we endeavour to bridge the communication gap between lenders and clients, ensuring that complex financial matters are explained in straightforward terms. Kings Gate Finance operates with a client-first ethos, delivering bespoke, face-to-face advice and building long-term relationships founded on trust and professionalism.

Merina Shrestha

With over 2 years of experience in the financial industry, I’ve built a reputation for being friendly, approachable, and truly focused on helping customers. I take pride in delivering great service, building real connections, and always going the extra mile to make sure people feel heard and supported. I’m comfortable handling complex situations and finding solutions that work for everyone, and I genuinely enjoy making someone’s day a little easier. It’s important to me to bring both professionalism and a personal touch to every interaction.

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