Don’t get overwhelmed by the process of owning a house. Our advisors can simplify it for you and guide you on the right path. Make your dream a reality with Kings Gate Finance.
Since 2012, Kings Gate Finance has been a trusted leader in mortgage and protection advice across Berkshire, Hampshire, and Kent. Our market-wide expertise ensures tailored solutions for individuals, families, and businesses, securing dream homes and safeguarding futures. We offer personalised consultations, making financial decisions accessible and stress-free. With a client-first approach, we build lasting relationships through proactive support and clear guidance, transforming complex financial goals into realities with trust and integrity.
Deep market insight for custom solutions.
Bespoke advice at your doorstep, In-person, Phone, Online meeting
Your goals, our trusted focus.
Offering tailored financial advice for clients, covering retirement planning.
Helps individuals and institutions manage their investment portfolios
Offering strategies and advice on how to minimize tax liabilities.
Managing Director, Kings Gate Finance
CeMAP MPAc MBS (Hons)
Kings Gate Finance’s experienced mortgage and protection advisors, based in Hampshire and Kent, bring over 13 years of market expertise to deliver tailored solutions across the UK. With unrivaled market insight, nationwide reach, and a client-first commitment, we provide clear, practical advice directly to you on Mortgages, Will writing and Insurance ensuring your financial goals are met with precision.
Select from our flexible pricing options. We have the right plan to help you grow your wealth and achieve financial success.
Expert mortgage advice and support to guide you every step of the way tailored to your financial circumstances. Get free consultation.
A BTL mortgage is a loan for purchasing rental properties to generate income. Unlike residential mortgages, it's based on rental yield potential (typically 125-145% of the mortgage payment).
An Income Booster Mortgage uses a family member's income (e.g., parents or relatives) as a "silent guarantor" to increase your affordability by up to 6x salary, without joint liability. Great for solo buyers or property investors facing income gaps,available nationwide via specialist lenders. It is also known as Joint Borrower Sole Proprietorship Scheme.
Remortgaging switches your current mortgage deal to a new one for better rates, releasing equity, or extending terms. Start the process 3-6 months before your fixed period ends. We compare the whole market and we can always switch to better deals if available before the fixed period ends.
A commercial mortgage funds business properties like shops or offices and it is suitable for business owners and investors.
Life insurance pays a lump sum to beneficiaries upon your death, covering mortgages, debts, or family income essential for homeowners to protect loved ones.
Critical illness pays out on diagnosis of serious conditions (e.g., cancer, heart attack), allowing early mortgage repayment or lifestyle support, while you're alive. Combine both for comprehensive protection. Kings Gate Finance can provide best advice based on your family's needs and health history.
Income protection replaces up to 70% of your earnings if illness, injury, or unemployment prevents work (tax-free, up to age 65), vital for property investors or self-employed.
Equity release lets homeowners unlock property wealth without moving. It is ideal for home improvement, investments or buying another property. Is it right for you? It depends on your financial situation. Contact King Gate Finance can provide tailored advice suitable to your needs.
Risks include reduced inheritance for heirs, higher debt from compounding interest, and potential impact on means-tested benefits. It could lead to negative equity if house prices fall. We provide free consultations to explain safeguards like no-negative-equity guarantees, ensuring informed decisions.
Will writing legally outlines asset distribution (e.g., property, savings) after death, avoiding disputes and inheritance tax pitfalls. We advise everyone to have one to ensure your loved ones can get the benefit of your wealth or you can ensure the right distribution of your wealth after you.
Conveyancing is the legal transfer of property ownership during buys/sells. We refer you to trusted solicitors for fast, fixed-fee services.
Founded in 2012 by MD Prajesh Shrestha, we're an independent broker serving UK homeowners with whole-of-market advice. We are based in Sittingbourne and Aldershot. You can contact us at info@kingsgatefinance.com, 03330901616 for free initial consultation.
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In the UK, buying a home is one of the biggest financial steps most people take. For the vast majority, it’s not possible to pay…
Kings Gate Finance – Independent Mortgage and Protection Advice Across Berkshire, Hampshire, Kent & Surrounding Areas
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