Insurance – Support When Life Takes an Unexpected Turn
Kingsgate Finance – Independent Protection Advice Across Berkshire, Hampshire, Kent & Surrounding Areas
When life takes an unexpected turn, the right protection can make all the difference. Life Insurance is designed to provide financial support to loved ones in the event of an early death. Many people choose to cover just enough to repay a mortgage—but is that really enough to safeguard your family’s future?
For many, the mortgage is only one of several financial responsibilities. Ongoing expenses like childcare, credit card repayments, personal loans, and everyday living costs still need to be met—especially if a main earner passes away.
Today’s protection policies can do more than just clear a mortgage. Modern Life Insurance options can offer a lump sum, a regular monthly income, or a combination of both. This flexibility allows families to continue living in their home and managing their bills with more stability during a difficult time.
At Kingsgate Finance, advisers take time to understand your situation and offer guidance tailored to your needs. A free, no-obligation quote is available to help you explore your options and better understand the cost of putting the right protection in place.
Types of Life Insurance We Can Help With:
- Level Term Assurance – Pays a fixed lump sum if death occurs within the term.
- Decreasing Term Assurance – Ideal for covering a repayment mortgage, the payout reduces over time.
- Increasing Term Assurance – Designed to help protect against inflation; the payout grows over time.
- Family Income Benefit – Offers regular monthly payments to your family rather than a single lump sum.
Speak to Kingsgate Finance today to discuss your personal protection requirements and ensure your loved ones are financially secure—even if the unexpected happens.