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First Time Buyer

As a first-time home buyer in the UK, there are several things you should know before embarking on the home buying process. Here are some key points to consider:

  1. Budgeting for a home
  2. Finding the right property
  3. Getting a mortgage
  4. Making an offer and negotiating
  5. Legal and conveyancing
  6. Surveys and inspections
  7. Moving in

We can help you with the above process.

Self Employed Contractor

As a self-employed contractor in the UK, obtaining a mortgage loan may seem daunting. However, with careful planning and preparation it is possible. By taking the time to evaluate your financial situation and working with the right lender or mortgage broker, you can secure a mortgage to purchase a property.

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Remortgage

Remortgaging is a process of switching your existing mortgage to a new deal, either with your existing lender or a new one, to take advantage of better rates, lower payments or release equity from your property. If you are considering remortgage in the UK, here are some key points to consider:

  1. Review your existing mortgage
  2. Shop around for a new mortgage deal
  3. Consider your financial circumstances
  4. Seek professional advice
  5. Prepare necessary paperwork
  6. Timing is important
  7. Understand the costs

 

Bad Credit History

If you have a bad credit history, obtaining a mortgage loan in the UK can be challenging, but not impossible. Here are some key points to consider:

  1. What are bad credit mortgages?
  2. Factors that affect your eligibility
  3. How to improve your credit score
  4. Researching lenders and mortgage deals
  5. Finding a mortgage broker
  6. Preparing for the application process
  7. Understanding the costs
  8. Alternatives to bad credit mortgages
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Commercial Finance

Commercial finance is a type of funding designed for businesses seeking to invest, expand, or develop their operations. Here are the key contents to consider for commercial finance in the UK:

  1. What is commercial finance?
  2. Types of commercial finance
  3. Eligibility criteria
  4. Researching lenders and loan products
  5. Preparing for the application process
  6. Understanding the costs and fees
  7. Alternatives to commercial finance

Bridging Finance

Bridging finance is a type of short-term loan that is used to bridge the gap between two financial transactions. Here are the key contents to consider for bridging finance in the UK:

  1. What is bridging finance?
  2. How bridging finance works
  3. Types of bridging finance
  4. Eligibility criteria
  5. Researching lenders and loan products
  6. Preparing for the application process
  7. Understanding the costs and fees
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Limited Co - SPV

A limited company - special purpose vehicle (SPV) is a legal entity used for specific business purposes, often in the property sector. Advantages include limited liability and tax benefits. To set up, register with Companies House and comply with legal requirements. Funding options include loans and mortgages. Legal and tax compliance is required, and effective management involves appointing directors and holding regular board meetings.

Your home may be repossessed if you do not keep up repayments on your mortgage