Privacy & Cookies Policy

Kings Gate Finance is a trading name of JPJ Dynamics Ltd (Company No. 09704807), registered in England and Wales. Registered office: 3-9 Station Street, Sittingbourne, ME10 3DU, United Kingdom. Authorised and regulated by the Financial Conduct Authority.

1. Introduction

Kings Gate Finance (“we”, “us”, “our”) operates https://kingsgatefinance.com (“the Site”). This Privacy & Cookies Policy explains how we collect, use, and protect personal information when you use our website or services, in compliance with UK GDPR and the Data Protection Act 2018.

2. Information We Collect

We may collect the following information:

• Personal details: name, address, date of birth, email, phone number.
• Financial details: income, credit history, bank details (where applicable).
• Employment details: job title, employer, income verification.
• Technical data: IP address, browser type, device identifiers, usage information.
• Correspondence: information submitted via contact or enquiry forms.
• Third-party data: data from credit reference agencies, lenders, or partners.

3. How We Use Your Information

We use your personal data to:

• Provide and manage financial services you request.
• Conduct credit and identity checks.
• Meet legal and regulatory obligations (including FCA and AML/KYC requirements).
• Improve our website and services.
• Send service-related or administrative messages.
• Send marketing communications (with your consent).

Lawful bases for processing: performance of a contract, legal obligation, legitimate interests, and consent (for marketing or cookies).

4. Sharing Your Information

We do not sell your data. We may share your information with:

• Service providers (IT, hosting, email, analytics).
• Credit reference and fraud prevention agencies.
• Lenders, insurers, and other financial partners.
• Regulators, law enforcement, or courts when required by law.
• Business successors in the event of a merger or acquisition.

5. Data Retention

We keep your personal data only as long as necessary to fulfil the purposes described in this Policy or as required by law. Data is securely deleted or anonymised when no longer needed.

6. Your Rights

You have the right to:

• Access the data we hold about you.
• Request correction of inaccurate data.
• Request erasure (“right to be forgotten”).
• Restrict or object to certain processing.
• Request data portability.
• Withdraw consent at any time (where applicable).

To exercise your rights, contact us using the details below. You may also complain to the Information Commissioner’s Office (ICO).

7. Security

We use appropriate technical and organisational measures to protect your personal information from unauthorised access, loss, or misuse. However, no method of transmission is completely secure.

8. International Transfers

If your data is transferred outside the UK or EEA, we ensure adequate safeguards are in place, such as standard contractual clauses or approved adequacy decisions.

9. Children

Our services are intended for individuals aged 18 or over. We do not knowingly collect data from children. If a child has provided personal data, please contact us and we will delete it.

10. Cookies Policy

10.1 What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us improve your experience, remember preferences, and understand how our site is used.

10.2 Types of Cookies We Use

10.3 Managing Cookies

You can manage or delete cookies through your browser settings. Most browsers let you block, delete, or disable cookies. However, disabling cookies may affect how the site functions.

Learn more at www.allaboutcookies.org.

10.4 Third-Party Cookies

We may use third-party tools that set cookies, such as Google Analytics and Facebook Pixel. For more details, see their privacy policies:

• Google Privacy Policy
• Facebook Privacy Policy

11. Updates to This Policy

We may update this Policy occasionally. The most recent version will always appear on this page with the updated date. We may also notify you of significant changes by email or website notice.

12. Contact Us

Kings Gate Finance (JPJ Dynamics Ltd)
3-9 Station Street, Sittingbourne, ME10 3DU, United Kingdom
Email: mortgages@kingsgatefinance.com
Website: https://kingsgatefinance.com