How Much Mortgage Can I Get? Your Complete UK Guide to Affordability and First-Time Buyer Tips
Dreaming of your first home but unsure how much mortgage you can actually get? With house prices still climbing and interest rates shifting, working out affordability in 2025 and beyond can feel tricky. This straightforward guide explains everything clearly from income multiples and stress tests to the latest government schemes that could help you get […]
Help to Buy ISA vs Lifetime ISA: Which is Best for First-Time Buyers in 2025?
As a first-time buyer in the UK, saving for your deposit can feel overwhelming, especially with rising property prices. Government-backed schemes like the Help to Buy ISA (HTB ISA) and Lifetime ISA (LISA) offer valuable bonuses to help you get on the property ladder. But with recent announcements in the Autumn Budget 2025, it’s essential […]
What is a Mortgage?
In the UK, buying a home is one of the biggest financial steps most people take. For the vast majority, it’s not possible to pay the full price upfront. This is where a mortgage comes in. At Kings Gate Finance, we help potential homeowners, landlords, and property investors understand and secure the right mortgage deals. […]
