When life takes an unexpected turn, the right protection can make all the difference. Life Insurance is designed to provide financial support to loved ones in the event of an early death. Many people choose to cover just enough to repay a mortgage—but is that really enough to safeguard your family’s future?

For many, the mortgage is only one of several financial responsibilities. Ongoing expenses like childcare, credit card repayments, personal loans, and everyday living costs still need to be met—especially if a main earner passes away.

Today’s protection policies can do more than just clear a mortgage. Modern Life Insurance options can offer a lump sum, a regular monthly income, or a combination of both. This flexibility allows families to continue living in their home and managing their bills with more stability during a difficult time.

At Kings Gate Finance, advisers take time to understand your situation and offer guidance tailored to your needs. A free, no-obligation quote is available to help you explore your options and better understand the cost of putting the right protection in place.